If a customer totals their car, the insurance company may place a value on the vehicle that is less than the amount the customer owes on the loan or lease. In addition to the deductible, the customer is now responsible for the remainder of the loan or lease.

GAP protection insurance takes care of the remainder of the loan or lease brought on by a low insurance settlement. By having GAP Advantage customers will receive a full settlement policy that covers up to 150% of the retail cost of their vehicle including the deductible.

  • GAP Advantage waives the deficiency amount between your Chevrolet or Ford's unpaid finance balance and the settlement amount offered by your insurer for a total loss. 
  • GAP Advantage is only available at the time of vehicle purchase or lease.
  • GAP Advantage is available for your new or used vehicle purchase.
  • GAP Advantage is available for finance amounts up to $125,000. GAP Advantage can waive your financial loss up to $75,000, which can include up to $1,000 of your insurer's physical damage deductible.
  • GAP Advantage is available for up to 84 months.
  • Optional GAP Advantage helps protect you against owing money on a vehicle you can no longer drive.
  • GAP Advantage can be canceled at any time. Your coverage is fully refundable within 60 days, as long as no loss has occurred. For cancellations after 60 days, a pro rata refund will be given, less any applicable cancellation fee. All refunds will be made to the financial institution/lender if there is a loan balance. 
  • GAP Advantage will provide $1,000 towards a replacement vehicle if it is purchased from Lynch Ford Chevrolet Inc.
For more information or to answer any questions you may have please contact one of our Business Managers at 888-375-1377


  • Monday 8am-8pm
  • Tuesday 8am-6pm
  • Wednesday 8am-6pm
  • Thursday 8am-8pm
  • Friday 8am-6pm
  • Saturday 8am-5pm
  • Sunday Closed

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