Credit Life & Credit Disability Insurance

Credit life and disability insurance are optional products offered to pay off your auto loan in the case of death or disability.

Credit life pays the remainder of your loan in the event you die before the loan is fully repaid to the lender. The policy will pay the remaining amount equal to the remaining balance of your car loan. Your family will not have to return the vehicle to the lender or lose any savings or assets trying to pay the remaining balance.

Credit disability makes payments if you become sick or disabled and are unable to work. This type of policy will make your car loan payments after 14 consecutive days of missed work and will cover your payment until you can return to work.

For more information or to answer any questions you may have please contact one of our Business Managers at 319-895-8500.

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